Finance Options

Affordability is never a problem when funding a Smith’s Home Improvement, we offer a variety of payment options to suit all our products as well as the individual needs of our customers.
The payments options are all offered solely through Either Barclays Partner Finance or Hitatchi Capital, respected names you can trust and rely upon. There is no reason not to use one of the options below, in fact there are many advantages over the high street bank or building society.

  • 10 year Double indemnity… Our providers cover our guarantee
  • Unsecured…not secured to your home
  • Know now acceptance… a decision is usually available within the hour.
  • No bank manager to see… all done within your own home.
  • Competitive Rates… better than high street banks
  • No survey fee… Borrowing on your mortgage can involve survey fees



Buy now , Pay later….

Have your home improvement installed today, enjoy it now and pay nothing for 12 months.

A typical example. £1000 order, nothing to pay until 6 months after the product is installed.


Low rate flexible Account .. with a capped yearly rate of 8.6%…

This is the Number One choice for our customers. It offers complete flexibility with terms over 60, 120 or 180 months. As well as, the choice to increase monthly payments to finish the facility early and control how long and how much interest you pay.

A typical example.£4000 order less £400 deposit. 180 repayments of £34.99, starting one month after installation.